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A crypto loan is a loan issued by a crypto lending platform. When you take out a crypto loan, your cryptocurrency is used as collateral � just. The benefits of crypto loans are short-term access to cash, low interest rates, quick funding and no credit checks. The downside? You may need. INSTANT CRYPTO CREDIT LINES. Get Funds Instantly. Keep Your Crypto. Borrow without selling your crypto with rates as low as 0% and no extra fees.

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The maximum LTV differs among lenders and depending on the crypto used. Lending platforms became popular in and have since grown to billions in total value locked on various platforms. Collateralized loans are the most popular and require deposited cryptocurrency that is used as collateral for the loan.